Basic Requirements for Developing Mobile Banking Apps

With the popularity of iPhone, Android or any smartphones, there is demand of doing online updates of profiles or transactions on the run.

When comes to designing the user interface and recommending the  functionality for mobile banking, we have to remember that there are limitations to the amount of contents, features, not to mention the types of transactions allowed and the encryption logic to use.  One important note for developing mobile apps for online transactions is not to allow caching or to store unnecessary user profile and date inside the smartphone’s memory.

Below are the basic recommendation for consumers’ needs in performing banking activities on-the-go:

Login Accounts Transfer Payment Settings Miscellaneous
2FA Account Summary Immediate/Future Funds Transfer to My Account Add to My Payee Application version display Maintenance Page
SMS content in app Account Details Immediate/Future Funds Transfer to Another Account Immediate/Future Bill Payment to Prearranged Payees Language change App update screen
SMS regenerating Transaction History Immediate/Future Funds Transfer to Other Bank Account One Time Payment
Error Screen
Flash SMS
Schedule Transfer Summary View/Amend/Cancel Schedule Payment Summary View/Amend/Cancel
Terms and conditions

Contact US
Language switch

Idle Session Timeout
Home Screen


3 Responses to “Basic Requirements for Developing Mobile Banking Apps”

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